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Lucky 31 Bet Explained
A Lucky 31 is 31 bets on five selections: five singles, 10 doubles, 10 trebles, five fourfolds and one fivefold accumulator. Because it includes singles, one winner always brings something back, but whether one or two winners cover the whole stake depends on their odds. A £1 Lucky 31 costs £31, and an each-way Lucky 31 is 62 bets. Fortune Games is an online casino and takes no sports bets, so this guide sets out how the bet is built and settled.
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At Fortune Games
| Operator | Jumpman Gaming Limited |
|---|---|
| Licence | Gambling Commission account number 39175, for remote casino and bingo games |
| Sports bets | Not offered, Lucky 31s included |
| What we offer | Online slots, jackpot games, instant-win games, and casino and table games (lobby on 1 November 2026) |
| Minimum deposit | £10 |
| Safer gambling tools | Deposit limits, take a break (24 hours up to six weeks), self-exclusion (six months or more), Reality Check and GAMSTOP |
The 31 bets inside a Lucky 31
| Bet type | How many | Winners needed |
|---|---|---|
| Singles | 5 | 1 |
| Doubles | 10 | 2 |
| Trebles | 10 | 3 |
| Fourfolds | 5 | 4 |
| Fivefold | 1 | 5 |
Every combination of your five selections is covered once. Without the singles it is a Super Yankee, also called a Canadian, which is 26 bets and needs at least two winners before it returns anything. The four-selection version is the Lucky 15.
Other multiples cover fewer or more selections. Four selections without singles make a Yankee of 11 bets, six make a Heinz of 57, and eight make a Goliath of 247.
What a Lucky 31 costs
Your stake is per bet, so the total is 31 times your unit stake: 10p a bet costs £3.10 and £2 a bet costs £62. Going each way doubles the bet count to 62, because every one of the 31 bets gets a win part and a place part of the same size, so at £1 a bet an each-way Lucky 31 costs £62. The place part pays only if a selection finishes within a set number of places, and then at a fraction of the win odds.
A worked example
Say you place a £1 Lucky 31 with a bookmaker (£31 in total) on five selections at 2/1, 3/1, 4/1, 5/1 and 6/1.
If only the 2/1 selection wins, its single returns £3, a loss of £28. If the 2/1 and 3/1 selections win, two singles and one double return £19, still a loss of £12. If the first three win, three singles, three doubles and a treble return £119: £12 from the singles, £47 from the doubles and £60 from the treble, which is £88 more than the stake. The more winners, the more of the doubles, trebles and bigger bets pay, and if all five win, every one of the 31 bets pays.
Frequently asked questions
How does a Lucky 31 work?
All 31 bets run side by side and are settled separately. A single needs only its own selection to win. Every multiple needs all of its selections to win, and the whole return from each winner is staked on the next selection in that bet.
How do you work out Lucky 31 returns?
Work out each winning bet on its own, then add them up. A £1 single at 5/1 returns £6, and a £1 double at 5/1 and 6/1 returns £6 multiplied by seven, which is £42. With just those two winners in a £1 Lucky 31, the two singles and the double return £55 between them, £24 more than the £31 stake.
Is a Lucky 31 a horse racing bet?
It is popular in horse racing, where it is often placed each way, but the five selections do not have to be horses. Selections from football, tennis and other sports can be used too.
Related guides
Checked on 1 November 2026 against Wikipedia’s glossary of bets offered by UK bookmakers, OLBG’s guide to horse racing bet types, the Oddsportal and Goal guides to the Lucky 31, the Gambling Commission’s public register, our terms and conditions, FAQ and responsible gaming pages, and the lobby feed. How we research and check our guides: our editorial policy.