This is an educational guide to how UK online gambling works. Figures are typical industry values and vary by operator. Play for entertainment, never as a way to make money, and only ever stake what you can afford to lose.

What Is a Scratchcard?

A scratchcard is an instant-win game where you reveal hidden symbols or numbers to see if you've won a prize — no waiting for a draw. They come as physical cards and as online games. Here's how they work.

How they work

You scratch (or, online, tap to reveal) panels to uncover symbols, numbers or amounts. Matching the right combination — often three of the same prize value — wins that fixed amount. The result is decided the moment the card is made (physical) or by an RNG (online).

Online vs physical

Online scratchcards play identically but use a random number generator to determine the outcome, the same fairness technology as slots. The reveal is just for show — the result is already set.

Good to know

Winnings are tax-free in the UK, and because outcomes are fixed or random, there's no skill or strategy involved. See scratchcard odds, scratchcard top prizes remaining and instant win games.

Scratchcards and slots at Fortune Games

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